Is apparently a depressant. And full of calories.
Odd that, I've had about 10 pints of Young's ordinary and I feel neither fat nor depressed. Allegedly, 10 pints is about 1900 calories and that is nearly half my daily recommended calorie intake. Why therefore am I happy and thin(ish)?
Upon leaving the pub this evening, there were several people who had imbibed their choice of beers and none of those seemed depressed. Only one could be considered fat - and even then, at a push - he's a brick shithouse who may be carrying a few extra pounds.
I have no doubt that the majority of the regulars tonight will leave after a good session; they will be happier and probably not fatter than when they first entered.
And they are all old enough to go home without trying to fight anything - they are builders, mechanics, plasterers, plumbers, roofers, pavers, heating engineers, electricians - and they all work their bollox off to be able to pay £3.53 for a pint of Carling.
Hard work has not yet vanished from this country. They are good people, working hard and contributing in the private sector. It's just a shame that their hard work is not reflected in the public sector.
And each and every one of them is not a cunt, like Jacqui Smith.
Friday, 17 April 2009
Jacqui Smith
...is a cunt.
Never in the field of politics has such a burden been placed on someone so incapable of fulfilling the role. This country is going downt the shitter faster than the chicken vindaloo I had for lunch. The sad part is the vindaloo was wholesome, pure and welcomed.
The same cannot be said for Jacqui.
The nice part of me would like to think that she was thrust into this position purely because she is a woman and, at certain angles, not too unpleasing on the eye.
The nasty - and probably correct part of me - thinks that she is a vicious piece of work who will stamp on anybody, to get her way. She has not the intellect to do so, she should be ironing shirts, taking kids to the playground and possibly even giving the husband a nosh. It would certainly save some taxpayers money.
There comes a point in time when even the most deluded realise that the game is up. You've been found out. Accept it and bow out gently. No-one will mourn your passing.
If you had one ounce of decency within you, you would go and apologise on your way out. But I doubt you will. See also Damien McBride and Dolly.
Take a big step back and see the absolute fuck-up you are making of this country. I hope you all rot.
Never in the field of politics has such a burden been placed on someone so incapable of fulfilling the role. This country is going downt the shitter faster than the chicken vindaloo I had for lunch. The sad part is the vindaloo was wholesome, pure and welcomed.
The same cannot be said for Jacqui.
The nice part of me would like to think that she was thrust into this position purely because she is a woman and, at certain angles, not too unpleasing on the eye.
The nasty - and probably correct part of me - thinks that she is a vicious piece of work who will stamp on anybody, to get her way. She has not the intellect to do so, she should be ironing shirts, taking kids to the playground and possibly even giving the husband a nosh. It would certainly save some taxpayers money.
There comes a point in time when even the most deluded realise that the game is up. You've been found out. Accept it and bow out gently. No-one will mourn your passing.
If you had one ounce of decency within you, you would go and apologise on your way out. But I doubt you will. See also Damien McBride and Dolly.
Take a big step back and see the absolute fuck-up you are making of this country. I hope you all rot.
Thursday, 16 April 2009
Frenzy
It's going quite well recently, not just because of http://www.order-order.com/ But it certainly helps.
No longer do I have to tell people of what can be achieved - the evidence is there in the papers recently. Otherwise sedentary people are starting to sit up and take note. This can only help. I want decency to descend back in the country I grew up. Is that too much to ask?
I want my children not to be saddled with debts caused by this failed government. Is that too much to ask? They were not involved in their colossal fuck-ups, why should they be made to pay? For the last few years, I have realised that the worst thing you can do is to be a PAYE slave, feeding this ever hungry machine that is slowly sapping the will to live from those that contribute.
There is much to be said for http://bastardoldholborn.blogspot.com/2009/04/time-for-detox.html. Starving these fat piggies may well be the answer. I think the next 12 months will reveal far more.
Things must change - for the sake of you, this country and your children.
No longer do I have to tell people of what can be achieved - the evidence is there in the papers recently. Otherwise sedentary people are starting to sit up and take note. This can only help. I want decency to descend back in the country I grew up. Is that too much to ask?
I want my children not to be saddled with debts caused by this failed government. Is that too much to ask? They were not involved in their colossal fuck-ups, why should they be made to pay? For the last few years, I have realised that the worst thing you can do is to be a PAYE slave, feeding this ever hungry machine that is slowly sapping the will to live from those that contribute.
There is much to be said for http://bastardoldholborn.blogspot.com/2009/04/time-for-detox.html. Starving these fat piggies may well be the answer. I think the next 12 months will reveal far more.
Things must change - for the sake of you, this country and your children.
Saturday, 11 April 2009
Good day
Bye, bye. More to come. H/T to OH
http://www.elmundo.es/elmundo/2009/04/11/internacional/1239471398.html
Tuesday, 2 December 2008
The great RBS giveaway
The taxpayer owned bank, RBS, has stated it will not repossess a property where people are as far as six months in arrears.http://news.bbc.co.uk/1/hi/business/7757840.stm
I'm not convinced this is a great idea. I spent a long time working for a mortgage company and one of the first things I learnt was that customers will jump on any given bandwagon that appears to offer a way out of their plight. In 1992, it was dodgy companies charging thousands of pounds saying they could arrange for the lender to claim the difference between the debt due and the outstanding balance through the Mortgage Insurance Guarantee (MIG) policy many lenders insisted on for higher loan-to-value (LTV) properties. This led to a flood of customers sending their keys back with a standard letter advising the lender they should claim for any sums due through their MIG policies. These customers had a rude awakening as not only had they paid sometimes thousands in fees to these dodgy companies (who were fairly quickly outlawed), but the policy cover did not extend to this and the customers ended up being pursued for the debt anyway. Bankruptcy was rife.
RBS have now given the green light to customers basically electing to take a six month holiday should they wish. Whilst there will undoubtedly be cases where this is helpful, there will be a greater proportion where customers simply take the piss. RBS will then find themselves with a big book of delinquent loans and repossession will have to happen - at a time when the debt has grown and, in the current housing climate, property prices will have dropped further, pushing LTVs well above 100%. Customers will then find themselves homeless and still being chased for a debt. Bankruptcy will become rife again. And let's not forget, this is tax payers money RBS are playing with in a most profligate way.
HBOS may have to follow suit as they also took tax-payers money.
Arrears recovery procedures have come a long way since 1992 (we used to send customers Christmas cards basically saying forget buying presents, make sure your mortgage is paid) and are a lot fairer now but the simple fact is that many people (potentially me included) will find themselves - possibly through no fault of their own - unable to pay. In these cases an earlier repossession is the lesser of two evils, especially for the customer. You would simply not believe the number of houses we repossessed where there was a brand new car in the driveway and all the latest electrical gadgetry in the house - far too many people with mortgages have a skewed sense of where their primary fiscal obligations lie.
It is incumbent on lenders as a whole to find a better solution than repossession - "rent-back" schemes, partnerships with Housing Associations etc. must surely be better in the long run, but both the lenders and Government are dragging their heels over the introduction over them. I'll have a bet that the more sensible lenders out there (such as Nationwide) will not make such a guarantee; after all, they had no need for the government bail-out and they should not feel obliged to alter their business model, which has proved to be robust.
P.S. I see RBS are also planning to give back overdraft fees if it loses the current test case.
http://news.bbc.co.uk/1/hi/business/7759054.stm
It seems most odd that now they have been given £billions of our money, they are in an awful hurry to give it all back, before they know it they will be back at square one - begging for more money to stay afloat.
I'm not convinced this is a great idea. I spent a long time working for a mortgage company and one of the first things I learnt was that customers will jump on any given bandwagon that appears to offer a way out of their plight. In 1992, it was dodgy companies charging thousands of pounds saying they could arrange for the lender to claim the difference between the debt due and the outstanding balance through the Mortgage Insurance Guarantee (MIG) policy many lenders insisted on for higher loan-to-value (LTV) properties. This led to a flood of customers sending their keys back with a standard letter advising the lender they should claim for any sums due through their MIG policies. These customers had a rude awakening as not only had they paid sometimes thousands in fees to these dodgy companies (who were fairly quickly outlawed), but the policy cover did not extend to this and the customers ended up being pursued for the debt anyway. Bankruptcy was rife.
RBS have now given the green light to customers basically electing to take a six month holiday should they wish. Whilst there will undoubtedly be cases where this is helpful, there will be a greater proportion where customers simply take the piss. RBS will then find themselves with a big book of delinquent loans and repossession will have to happen - at a time when the debt has grown and, in the current housing climate, property prices will have dropped further, pushing LTVs well above 100%. Customers will then find themselves homeless and still being chased for a debt. Bankruptcy will become rife again. And let's not forget, this is tax payers money RBS are playing with in a most profligate way.
HBOS may have to follow suit as they also took tax-payers money.
Arrears recovery procedures have come a long way since 1992 (we used to send customers Christmas cards basically saying forget buying presents, make sure your mortgage is paid) and are a lot fairer now but the simple fact is that many people (potentially me included) will find themselves - possibly through no fault of their own - unable to pay. In these cases an earlier repossession is the lesser of two evils, especially for the customer. You would simply not believe the number of houses we repossessed where there was a brand new car in the driveway and all the latest electrical gadgetry in the house - far too many people with mortgages have a skewed sense of where their primary fiscal obligations lie.
It is incumbent on lenders as a whole to find a better solution than repossession - "rent-back" schemes, partnerships with Housing Associations etc. must surely be better in the long run, but both the lenders and Government are dragging their heels over the introduction over them. I'll have a bet that the more sensible lenders out there (such as Nationwide) will not make such a guarantee; after all, they had no need for the government bail-out and they should not feel obliged to alter their business model, which has proved to be robust.
P.S. I see RBS are also planning to give back overdraft fees if it loses the current test case.
http://news.bbc.co.uk/1/hi/business/7759054.stm
It seems most odd that now they have been given £billions of our money, they are in an awful hurry to give it all back, before they know it they will be back at square one - begging for more money to stay afloat.
Saturday, 29 November 2008
Dreaming
After a good few beers last night, I retired to bed and woke up this morning fairly fresh.
The usual routine of getting the papers and then having breakfast ensued. Thumbing through these papers convinced me that I must still be asleep as I was seemingly reading the fiction of my worst nightmares:-
1. The fuller story of how a politician spent six hours in police custody for doing no more than his job (like him or loathe him).
2. Another scandal where it appears Social Workers had ample opportunity to do something, but didn't - whether or not they followed the obviously flawed procedures is not the point, common sense and decency should have prevailed.
3. Big back garden = Pikey Park. No comment required, I'll sell up and buy a flat.
4. "I'm a waste of space, pay me money to sit in a fuckin' campsite in Australia and call it entertainment" covering far too many column inches.
5. "Crime predictive CCTV cameras". They will decide I am about to commit a crime because I am walking slowly...hmm...that's concrete evidence obviously. Forget the fact that I have may have buggered my leg up trying to kick start a belligerent old Triumph T110...
So where, exactly, is this country going?
Well, from my perspecitive, it seems to be going down the shitter quicker than big houses with big gardens in Essex. How much longer will the majority of decent, hard-working people put up with this constant attrition of all the values, civil liberties and the quality of life we have worked so hard for? Why should the feckless wastrels be cut a piece of the pie I paid for? Why should we allow the Mother of All Parliaments to be implicit in tactics that are reminiscent of Soviet Russia?
Why should we read about an English Josef Fritzl when so much money is spent (wasted) in Social Services?
And why can I not hobble up the road to my local pub with being branded a potential criminal?
I shall have more beers tonight and hope that when I wake up tomorrow, the nightmare will have gone and that it was all a bad dream.
But I very much doubt it.
http://uk.youtube.com/watch?v=7r8QPTavweI
The usual routine of getting the papers and then having breakfast ensued. Thumbing through these papers convinced me that I must still be asleep as I was seemingly reading the fiction of my worst nightmares:-
1. The fuller story of how a politician spent six hours in police custody for doing no more than his job (like him or loathe him).
2. Another scandal where it appears Social Workers had ample opportunity to do something, but didn't - whether or not they followed the obviously flawed procedures is not the point, common sense and decency should have prevailed.
3. Big back garden = Pikey Park. No comment required, I'll sell up and buy a flat.
4. "I'm a waste of space, pay me money to sit in a fuckin' campsite in Australia and call it entertainment" covering far too many column inches.
5. "Crime predictive CCTV cameras". They will decide I am about to commit a crime because I am walking slowly...hmm...that's concrete evidence obviously. Forget the fact that I have may have buggered my leg up trying to kick start a belligerent old Triumph T110...
So where, exactly, is this country going?
Well, from my perspecitive, it seems to be going down the shitter quicker than big houses with big gardens in Essex. How much longer will the majority of decent, hard-working people put up with this constant attrition of all the values, civil liberties and the quality of life we have worked so hard for? Why should the feckless wastrels be cut a piece of the pie I paid for? Why should we allow the Mother of All Parliaments to be implicit in tactics that are reminiscent of Soviet Russia?
Why should we read about an English Josef Fritzl when so much money is spent (wasted) in Social Services?
And why can I not hobble up the road to my local pub with being branded a potential criminal?
I shall have more beers tonight and hope that when I wake up tomorrow, the nightmare will have gone and that it was all a bad dream.
But I very much doubt it.
http://uk.youtube.com/watch?v=7r8QPTavweI
Wednesday, 12 November 2008
Starting to lose it.
So...after a lovely walk (and a few beers) round Parliament least week, I found myself in a post euphoria fugue and the news today snaps me out of it like an acid bath.
I am talking about "Baby P".
Sixty visits by "so-called" experts and this defenceless child dies in pain that I cannot imagine. And yet at Parliament, Cameron asks a half decent question and is given a series of the usual "executive summary" has been issued, "lessons will be learnt", "weaknesses have been identified" by the PM. I don't have any time for Cameron or the PM, but as usual no questions are directly answered and the whole lot will eventually be forgotten about until the next one dies. The layer upon layer of red-tape, delegated accountability and self nest-feathering will always result in this.
And another defenceless child will die. And then another. And then another.
It all boils down to the simple fact that most Social Workers are simply incompetents who are quite happy to take the inflated salary, comfy hours and gold-plated pension, without actually helping anyone. There is always someone else to blame. I have had occasion to meet some of these people and I wouldn't employ most of them to polish my shoes. But once they have their feet under the table of public service, they turn into the green-eyed self-serving spineless loafers that are blighting this country. At least the unemployed don't do anything badly since they do nothing at all - this lot get paid a fortune to do everything badly.
The continued incompetence at all levels of government - be it social services, the economy, education, the health service, law and order, transport, the mere fact that they could actually put people like Blears, Balls and Harperson in positions of power, is testament to troughing nature of pretty much all politicians.
They care only of themselves, never you. Remember that. It might keep you ahead of the game, at least for a while.
In the meantime, I am asking my biochemist friend to invent a sort of Myximotosis for Social Workers. It is only right.
I am talking about "Baby P".
Sixty visits by "so-called" experts and this defenceless child dies in pain that I cannot imagine. And yet at Parliament, Cameron asks a half decent question and is given a series of the usual "executive summary" has been issued, "lessons will be learnt", "weaknesses have been identified" by the PM. I don't have any time for Cameron or the PM, but as usual no questions are directly answered and the whole lot will eventually be forgotten about until the next one dies. The layer upon layer of red-tape, delegated accountability and self nest-feathering will always result in this.
And another defenceless child will die. And then another. And then another.
It all boils down to the simple fact that most Social Workers are simply incompetents who are quite happy to take the inflated salary, comfy hours and gold-plated pension, without actually helping anyone. There is always someone else to blame. I have had occasion to meet some of these people and I wouldn't employ most of them to polish my shoes. But once they have their feet under the table of public service, they turn into the green-eyed self-serving spineless loafers that are blighting this country. At least the unemployed don't do anything badly since they do nothing at all - this lot get paid a fortune to do everything badly.
The continued incompetence at all levels of government - be it social services, the economy, education, the health service, law and order, transport, the mere fact that they could actually put people like Blears, Balls and Harperson in positions of power, is testament to troughing nature of pretty much all politicians.
They care only of themselves, never you. Remember that. It might keep you ahead of the game, at least for a while.
In the meantime, I am asking my biochemist friend to invent a sort of Myximotosis for Social Workers. It is only right.
Subscribe to:
Posts (Atom)
